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Find your agreements
Start with a few basic details. The application service helps identify the car finance agreements linked to you.
Could you be owed £1,658** in car finance compensation?
Mis-sold car finance? Find out whether your agreement could qualify with a free initial check.
Secure, soft credit check
Check in as little as 60 seconds
No paperwork needed to get started
**£1,658 is an illustrative estimate, not a promise or an amount we have paid. It is the FCA’s published average of around £830 per eligible agreement under its motor finance redress scheme, multiplied by an assumed two agreements per person. The FCA has not published a £1,658 figure — your own outcome could be higher, lower, or nil. See the FCA’s own figures.
How did you finance your car?
Choose the option that best matches your agreement.
No personal details needed for this initial check
PUTTING DRIVERS BACK IN THE DRIVING SEATSee how it works ↓
HAD FINANCE WITH ONE OF THESE LENDERS?
Black HorseFINANCESantanderBMWFinancial ServicesVolkswagenFinancial ServicesMercedes-BenzClose Brothers
LET’S START WITH YOUR AGREEMENTSound familiar?
Sound familiar?
You’re not alone.
If you took out PCP or HP car finance between April 2007 and November 2024, it could be worth taking a closer look.
Some dealers and brokers received commission that wasn’t clearly explained. In some cases, this may have affected the deal you were offered.
See if I could qualify01
You weren’t told the dealer was earning commission.
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You didn’t know how commission could affect your deal.
03
You were told it was the “best deal” — but your options weren’t clear.
04
You’ve paid off the finance or no longer own the car.
No agreement number? No problem. You can still start a check.
LESS ADMIN. MORE CLARITY.Three steps.
Three steps.
One clearer picture.
From your first check to a potential claim,
here’s what happens next.
02
Review your options
Your agreements are reviewed for potential grounds to complain. You see the service terms before deciding to proceed.
03
Let the experts take it on
If you appoint a representative, they handle the complaint with the lender. Any compensation depends on the outcome.
YOUR CLAIM. YOUR CHOICE.
Explore your options You can also claim directly, for free.
You don’t have to use a claims company. You can complain to your lender yourself and, where appropriate, use the Financial Ombudsman Service for free. If you choose a paid representative, make sure you understand their fees and terms.
GOOD QUESTIONS. CLEAR ANSWERS.A little more
A little more
peace of mind.
The details matter. Here are the things drivers often want to know before getting started.
NO JARGON. NO GUESSWORK.
YOUR NEXT STEP STARTS HEREYou’ve paid for the car.
You’ve paid for the car.
Was the finance fair?
Take the first step towards finding out.
Check my car finance
Free initial check · No old paperwork needed